Woman with American Flag Holding A Second Small Flag with Star (?), Striking Early Snapshot

This woman, with what looks to me like an American flag draped over one shoulder and down her front, is holding up something in her hands, which looks to be another small flag of some sort, with what looks to be a star at its center. I haven't done research to try to figure it out, but might guess she has lost a husband or son in war.  A small photo, but I think a very striking one.

3 3/8" x 2 1/2", very good antique condition. Early 20th c. I believe.